Turn your money and your mornings into one scoreboard.
One Google Sheet that tracks your spending, your habits, and your goals side by side.
₹12,400
avg. saved in month one*
21 days
to a visible streak
3-in-1
budget + habits + goals
Get the tracker — ₹149
One-time payment. No subscription. ₹299 today.
Lifetime access
July — My Life OS
Day 14 of 31✓
No spending after 9pm12-day streak
✓
5 pages reading9-day streak
Gym / walk 30 min
2-day streak
✓
Log today's expenses14-day streak
Monthly savings goal
62%
Why it usually falls apart
You're not bad with money or motivation. Your system just isn't built to show you either.
✕
Your expenses live in one app, your habits in another — nothing talks to each other.
So you never see that your worst spending days are also your lowest-habit days.
✕
Progress feels invisible, so it's easy to quietly stop tracking altogether.
One missed day turns into a month, and the data disappears with it.
✕
Budgeting apps are built for people who already have a system. You're building one.
Most are too rigid to bend around a real, messy month.
"You do not rise to the level of your goals. You fall to the level of your systems."
— James Clear, Atomic Habits
What's inside
Three trackers. One sheet. Nothing to install.
Budget Tracker
Log daily spending against categories and a monthly limit, with an auto-updating balance so you always know what's left.
Auto totalsCategory breakdownMonthly limit alerts
Habit Tracker
Check off up to 10 daily habits and watch your streaks build automatically — no formulas to touch.
Streak counterDaily check-inMonthly view
Goal Planner
Break a savings or personal goal into monthly checkpoints, with a progress bar that fills in as you log entries.
Progress barMilestone viewEditable anytime
★★★★★
4.8 out of 5 — 2,300+ people tracking with Life OS
★★★★★
I've tried three budgeting apps. This is the first thing that actually stuck because I could see my habits and spending on the same page.
Ritika, Guwahati
★★★★★
Set it up in ten minutes on my phone. The streak counter is honestly what keeps me opening it every morning.
Aman, Bengaluru
★★★★★
Saved more in three weeks than I did all last year, just from actually seeing where it was going.
Devika, Pune
Pricing
One sheet. One payment. Yours for good.
Works in Google Sheets and Excel. No app to download, no subscription to cancel.
🔥 34 lifetime spots left at this price today
BEST VALUE
Lifetime Access
₹149
Own it forever. Edit and reuse every year.
🎁 Includes free Goal Planner + Weight Tracker add-ons
Get lifetime access
Before you go
A few questions people ask
Do I need Excel to use this?
No — it works in Google Sheets (free) or Microsoft Excel. You'll get a copy-ready link plus a downloadable .xlsx file.
Can I edit it or add my own habits?
Yes. Every cell is editable — add, remove, or rename habits, categories, and goals whenever you like.
Is this a one-time payment?
The Lifetime plan is a single payment with no recurring charge, ever. The 1-month and 6-month plans are also flat one-time payments for that access window.
How do I get the file after paying?
It's emailed to you instantly after checkout, with a short setup guide.
Your next 30 days can look completely different.
Lock in lifetime access before the price goes back up.
09
minutes
59
seconds
Life OS is a digital spreadsheet product. *Savings figure is a self-reported average from user feedback, not a guarantee.